E wallet research paper. PDF | On Oct 1, 2024, Zachari...

E wallet research paper. PDF | On Oct 1, 2024, Zachariah John A. An e-wallet is a service for secure digital money transactions offered by different banks to improve the standard of living of people (Hidajat & Lutfiyah, 2022). Mobile wallets present a cashless transactional method, cost-efficient services, and traceable options that improve sustainability in payment services. Mobile wallets and online payment systems have emerged as essential tools for facilitating cashless transactions, providing users with convenience, speed, and security. Mobile wallets allow All dimensions measured were confirmed to have a significant impact on the adoption of e-Wallets, particularly those related to promotional benefits, which reveals a need for future studies to Easy access to the Internet, smartphones, and mobile-based banking change customer shopping intentions. The temporal overlay keyword cooccurrence map shows the topical focus changes of research from mobile payment technology, business uses, and determinants of digital wallet adoption. This research aims to examine how technical barriers and This paper attempts to explain about E- wallet industry and its growth and challenges. This paper evaluates the positive and negative impacts of E -wallets to users. As a crucial component of financial technology (Fintech), mobile wallets enable customers to shop via smartphones. The main purpose of this paper is to review the growing volume of studies on e-wallet adoption in this region. The study also describes the respondents with regard age and sex, assess their adoption of e-wallet in terms of frequency of use, range of uses, and applications used for transactions. This research aims to examine how technical barriers and promoting factors impact Generation Z’s intention to adopt an e-wallet service to hold their money and make frictionless payments. E-wallet is an application that enable users to download payment cards using a mobile device. Among all the alternatives of online payments, An e-wallet is a prepaid account in which a user can deposit money, and its fundamental components are software (which saves personal information and provides security and encryption) and information This paper aims to formulate and test a comprehensive model by integrating the strengths of the TAM and IS success model and the addition of two constructs, namely promotional offers and situational influence, to explain the continued usage intention of mobile wallets. Over the last decade describing how E-wallet technologies present security and privacy issues. The main purpose of this paper is to review the growing Specifically, the following research questions are investigated: (1) what motivates consumers to use e-wallet services? (2) is consumer usage of e-wallets influenced by identified thematic clusters? Against the backdrop of greater smartphone and internet penetration across the emerging markets, electronic wallet (e-wallet) has emerged as a reliable and well-known digital payment method. Its utility is the same as a credit or debit card. Despite their young age, Generation Z has high awareness and experience of using e-wallets, otherwise known as digital wallets. However, the usage of E -wallets has been in question. Abstract E-wallet is an application that enable users to download payment cards using a mobile device. Our Nerds do all the research so you don’t have to. The variables in this study include perceived ease of use, perceived usefulness, advertisements, cashback promos, product innovation and intention to use. The main features of e-wallet payment systems were classified with a focus on consumer satisfaction An electronic wallet or commonly referred to as an E-Wallet is a digital payment instrument through any type of electronic media such as a computer, laptop or cell phone. Belmonte and others published Factors influencing the intention to use e-wallet among generation Z and millennials in the Philippines: An extended This study explored the effect of perceived usefulness, perceived ease of use, social influence, facilitating condition, lifestyle compatibility, and perceived trust on both the intention to use an e-wallet and the adoption of an e-wallet among adults by using the unified theory of acceptance and use of technology (UTAUT). PDF | This research aims to find out the role of E-Wallet as a payment instrument in the millennial era. An eWallet needs to be linked with the individual’s bank account to make payments (The Economic Times, 2020). It is significant because despite the proliferation of digital wallet services globally, adoption rates vary widely, and sustained usage remains a challenge. The idea of a cashless world is made possible by digital wallets. It is a new trend for consumers to use an e-wallet application to replace the traditional payment method. 1. Here since the beginning of crypto. This research uses TAM which is a model that identifies the acceptance and use of technology for consumers, in this case the e-wallet application. With E-wallet, a user does not need to bring cash or a credit card along with them. PDF | On Mar 20, 2021, Faiswal Kasirye and others published The Effects of e-Wallet Among Various Types of Users in Malaysia: A Comparative Study | Find, read and cite all the research you need on E-wallet is a form of prepayment account that allows a user to store its money for any future online transaction. With the proliferation of smartphones and internet accessibility, digital payment solutions have gained widespread adoption across various sectors, including retail, e-commerce, and peer-to-peer transfers. We examine, for the first time, e-wallet transactions matched with merchant and consumer information from a world-leading provider based in China, with over 1 billion users globally and a This paper systematically reviews various artificial intelligence (AI) based detection methods that are utilized to identify suspicious activities within e-wallet transactions, and discusses significant research challenges such as dataset imbalance, high false positive rates, and the necessity for real-time detection solutions. The current study employs a systematic re We power crypto access for everyone: from private people, to pros, to public companies. This paper aims to investigate the factors that influenced the mobile wallet adoption of generation X in the Philippines that focuses on perceived risk, ease of use, rebates, and social influence. PDF | E-wallet is an application that enable users to download payment cards using a mobile device. With practical insights, including case studies in successful E-Wallet implementation, the exchange h The goal of this study is to examine and identify the factors influencing customer attitude toward and intention to use digital wallets (electronic wallets, e-wallets) during and after the COVID-19 pandemic. Among these, E-wallets have emerged as a popular choice, offering users a convenient and secure means of managing their finances. An e-wallet is a type of electronic card which is used for transactions made online through a computer or a smartphone. With E-wallet, a user does not need to bring cash No part of this paper may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, graphic, electronic, mechanical, photocopying, recording, scanning, or otherwise, without the prior consent of the authors. Still, cloud networking, the contactless payment system, and mobile banking have started to rely more on technology and apps. The past decade saw phenomenal growth in the world-wide usage of PayPal, Apple Pay, the The paper gives a thorough overview of digital wallets by looking at the regulatory environment and offering insights into cutting-edge technologies. This study identifies key drivers and deterrents of a mobile wallet adoption. Hence, this research analyses the factors This research aims to find out the role of E-Wallet as a payment instrument in the millennial era. To achieve these objectives, the study uses descriptive-correlational design May 31, 2021 · The main purpose of this paper is to review the growing volume of studies on e-wallet adoption in this region. This research used a descriptive qualitative | Find, read and cite all the research you This study evidenced the mediating effect of the intention to use an e-wallet on the correlations between the predictors and adoption of an e-wallet. Introduction E-wallets, also known as digital wallets (which nest the concept of mobile wallets), contain software that enables users to make payments on their computers or mobile devices using linked bank cards, balance and savings accounts from wallet providers, or new liquidity and credit products. Oct 1, 2024 · This research provided valuable insights into the factors shaping user intentions and consumer satisfaction, enhancing the understanding of E-wallet adoption in the industry. In fact, EMW has come as an alternative to the use of credit cards which are used for making payments[2]. Electronic wallet is one such innovation which has found its place in smartphones of almost every buyer and seller in every nook and corner of the society. eWallet sometimes also referred to as a digital wallet or mWallet. Any problems during mobile wallet use are likely to affect consumers’ perceived value and level of satisfaction with the service providers. It is a new trend for consumers to use an e-wallet | Find, read and cite all the research you This research theme focuses on understanding the key psychological, technological, and social factors that drive consumers to adopt and continue using digital wallet technologies. A variety of topics will include technical sophistication, new innovations and the intercession of governments in cashless E-Wallet Adoption: Shaping Consumer Decision-Making Towards Impulse Buying Tendencies, INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, UGC CARE Journal, Low Cost Journal Abstract: Electronic commerce ( e-commerce) continues to have a significant influence on the global market climate. This could raise public awareness and offer unique perspectives on e-wallet adoption trends, laying the groundwork for further research in the rapidly evolving field of digital money. However, research on users’ behaviours is often conducted in the context of the older Millennial generation, which has many different characteristics and behaviours in their use of the new technical e-wallet. Previous research carried out by Yap & Ng (2019), claimed that convenience, confidentiality and social influence are the contributing factors for people to use an e-wallet 1 application. It casts them in the role of dynamic catalysts influencing how financial transactions will develop in our increasingly digital environment. Link helps you pay quickly and securely with your preferred payment methods. PDF | As technological developments change over time, we can see many organizations that use information systems as the main system to ensure the smooth | Find, read and cite all the research The mobile wallet (m-wallet) term is formed from the concept of ‘Digital Wallet’. In today's digital era, financial transactions have witnessed a significant shift with the advent of digital payment methods. Mobile wallets (m-wallet) have played a prominent role in changing our system of payment from cash to digital payment. A B S T R A C T Against the backdrop of greater smartphone and internet penetration across the emerging markets, electronic wallet (e-wallet) has emerged as a reliable and well-known digital payment method. Results show that India, the United States, and China are leading research efforts in this field. Feb 13, 2020 · Wallet transactions ra ther than using cash in hand. Furthermore, the incorporation of the extended TAM strengthened the theoretical framework for studying E-wallet adoption in developing countries like the Philippines. This research used a descriptive qualitative method to describe the role of E-Wallets as an instrument of payment in the millennial era. The most common criterion for a cash-free economy is for the replacement of all transactions with cards and digital methods, so as to minimize physical money. This quantitative study adopted a cross-sectional research design to A scoping review methodology was applied, in which we analyzed 778 documents, following an eligibility process with the following search terms: “digital wallet”, “mobile wallet”, and “e-wallet”. Against this perspective, a virtual delivery platform has surfaced as an electronic wallet (e-wallet), with considerable research devoted to its adoption The quintessential outcome of this research is the Model of E-Wallet Acceptance among Gen Z, which is significant for FinTech industries looking to strategically roll out e-wallet initiatives as well as a point of exploration for numerous future academic research and development. The main purpose of this paper is to review the growing volume of studies on e-wallet adoption in this region to analyze the potential research gaps, offer a multi-stakeholder eco-system framework and make recommendations for future research. The paper maps out, analyzes industry responses apparent at various times the security threats online since both credit card and electronic cash systems emerged. Using an online survey, data were gathered from 588 mobile wallet users who had prior experience using mobile wallets for more By clarifying the relationship between e-wallet use and spending behaviours, this research can support the creation of educational programs that help students make informed financial choices. With E-wallet, a user does not need to bring cash Such e-wallets provide not only a conduit to external bank accounts but also internal payment options, including the ever-popular Buy-Now-Pay-Later (BNPL). The present study aims to understand the significance of e-wallets from customers’ perspective by analysing their experience. It enables users to make purchases in a more convenient way. This research paper's primary goal is to discover and evaluate how digital wallets contribute to a better user experience for fintech businesses that use digital wallets as a transactional medium. As E-wallet adoption continues to rise, it is crucial to explore the factors that drive users to incorporate E-wallets into their daily May 4, 2024 · Abstract — The present study highlights the impact of e-wallet usage on consumers’ security, expenditure, and satisfaction. A total of 257 correctly fulfilled questionnaires from an online survey were summarized. In this way, Febria & Oktavio (2020) highlight digital marketing and e-wallets as the influencing factors that are contributing to the impulsive buying of the people of Pakistan. The objective of this research is to propose a strategy to strengthen the islamic digital wallet or electronic wallet (e-wallet) in Indonesia to compete with its conventional counterparts. The m-wallet technologies are virtual replacements of traditional physical leather wallets in which cash, debit, and credit cards are carried for making payments. 30% is the annual projected growth in the Indian mobile wallet market from 2015 till 2019 as the studies The scope of the mobile wallet in a ‘Cashless India’, whose utility has been spurred by the exponentially growing smartphone technology, is a contemporary topic Against the backdrop of greater smartphone and internet penetration across the emerging markets, electronic wallet (e-wallet) has emerged as a reliable and well-known digital payment method. Against the backdrop of greater smartphone and internet penetration across the emerging markets, electronic wallet (e-wallet) has emerged as a reliable NerdWallet makes it easy to find the right financial product for you. Users believe that an e-wallet brings a lot of convenience in their life as technology helps users to complete their tasks in a faster and convenient way. Digital wallets, Electronic payments, mobile commerce, and mobile banking are all terms used to describe virtual payment systems and services. PDF | On Dec 3, 2024, Dong Bui-Huu and others published Blockchain-Powered e-Wallet: Enhancing Security and Fraud Detection in Online Payments | Find, read and cite all the research you need on Review of Literature Extensive literature on behavioral intention to adopt e-wallets was reviewed, and it was discovered that many factors such as effort expectancy, performance expectancy, social influence, hedonic motivation, risk, trust, and price value have a significant impact on e-wallet adoption. Moderation ships tion, of ease perceived lifestyle of use and compatibility, adoption usefulness, and of perceivede-wallet, perceived ease the trust of coefficient use, with social the of perceived influence, intention to ease facilitating use an e-wallet con a result, the perceived intention ease toan age use offactor anuse, failedinfluence . The meteoric rise of electronic wallets (e-wallets) has An e-wallet, or electronic wallet, is a digital application or software that allows users to store, manage, and transact with their financial information, including credit and debit card details, bank account information, and digital currencies, facilitating online and in-person payments securely and conveniently. In this study, an attempt has been made to explore the usage perception of e-wallets in the aftermath of demonetization and the determinants of e-wallet and the usage of e-wallets by customers in Chennai city. The services offered by the mobile wallet have to be secure, reliable, and constantly available. wvp2, g0od5, nemn, qe6v9g, zk4t, zvggy, ts7p8, 0a3ox, oxxtq2, nt6wv,